BySddfcu offers members banking services like savings, checking accounts and personal loans. The credit union also provides other services, including investments and asset finance.
Use DFCU mobile to access your account anytime, anywhere. The app lets you check your balances, deposit checks, transfer funds, pay bills and find your nearest branch location.
Variety of Benefits
When you join a credit union, you’ll enjoy a wide variety of benefits. These include competitive interest rates on loans and credit cards, convenient online banking options, and a range of other financial services.
Not-for-Profit Organization
A credit union is a not-for-profit organization that is own by its members. Because they don’t have shareholders, credit unions can offer higher interest rates on savings accounts and lower interest rates on loans.
State Department Federal Credit Union
The State Department Federal Credit Union (SDFCU) is a credit union that serves current and former employees of the United States government, as well as their families. It is a federally charter, non-profit, and member-owned institution.
ACA has teamed up with SDFCU to provide a US Banking solution for our dues-paying members who live abroad. Many banks require clients to provide a US residential address, which can make it difficult for people living abroad.
Advanced Security Measures
Credit union ATMs are a great way to save money and make banking more convenient. They are also often safer than their bank counterparts because they use advanced security measures, such as encryption and multi-factor authentication.
30,000 Surcharge-Free ATMs Nationwide
Sddfcu members have access to more than 30,000 surcharge-free ATMs nationwide through the CO-OP Network, which is also the largest credit union-own and operated ATM network in the country. The network also offers other high-tech services like the Co-op Shared Branch. A unique service that allows you to conduct a range of transactions at other credit union branches.
Advantage of using an Intelligent Mobile App
Sddfcu members also have the advantage of using an intelligent mobile app to get information about the nearest nearby ATM or Shared Branch. This new technology uses a complex algorithm to identify nearby branches and ATMs. Providing an effortless and streamlined experience for your members. The app’s other features include account alerts, the ability to save and print receipts and more.
State Department Federal Credit Union (Sddfcu) provides a number of credit cards to their members. They have a wide range of options available to fit their different needs, including secured and unsecured credit cards, balance transfer credit cards. Cash back credit cards and student credit cards.
The Sddfcu Secured Credit Card is a great option for people looking to establish or build their credit. It has no annual fee and it offers a very good interest rate on your security deposit.
Platinum Cash Back Credit Card
Sddfcu also has a Platinum Cash Back Credit Card which is an excellent option for those looking to earn rewards with their spending. It has no annual fee and you earn one point per dollar spent.
In order to qualify for this card. You must be a member of the Sddfcu credit union or be associate with a group that is affiliated with the credit union. This includes employees of the State Department, Americans living abroad and members of certain organizations such as American Citizens Abroad.
Financial Services
Sddfcu has a long history of offering its members a range of innovative financial services and products. The credit union was founded in 1934, and has grown over the years to include a full service branch network with locations spanning 68 counties in the lower peninsula of Michigan. Sddfcu credit union boasts a hefty $3 billion in assets and serves the local community with a commitment to service.
The credit union also has a well rounded portfolio of consumer and business loans, mortgages and savings accounts. The best thing about a credit union is that members have access to a range of low cost, high quality financial products and services that can be tailored to suit their needs. The company also has an excellent mobile app which is available in multiple languages.
Final Words:
The credit union also has a solid reputation for customer service and boasts a full time staff of more than 250. This group consists of a mix of friendly and knowledgeable staffers that are there to assist you with your banking needs.
